What is Notary E & O?

General September 28th, 2009

A notary is an official appointed position by the Secretary of State’s office in a given state. Like many public officials, the State specifies that the person obtain a surety or notary bond prior to receiving the appointment. This bond “makes sure” that when the official violates the public trust through neglect of their responsibilities, finances are set aside to indemnify the State for its loss.

The primary duty of a notary is to confirm that the individual parties to a contract are who they claim to be. The State may experience a loss if the notary fails to properly ensure the identity of the parties.

As a public official, the notary public causes harm to the public trust by failing in their duty to confirm identity. If a Mississippi notary public doesn’t confirm identity and a loss occurs, an injured party can file a claim against that State for its loss, because the State was negligent through its appointed representative.

A notary bond is a promise to pay to the obligee (the State) should losses occur for a penalty amount of the bond. Notary Public bonds are generally provided by a surety company (typically an insurance carrier). The bond usually runs concurrently with the term of the notary’s commission.

You may be familiar with a property insurance policy. When a person has a homeowners insurance in Indiana loss, the insurance company pays the claim and writes off the loss. You aren’t required to reimburse the company for the damages. Unlike a home insurance policy however, a notary bond is simply a promise that the finances will be available should losses occur. The surety (insurance company) pays the State up to the penalty amount of the bond. However, this claim paid by the surety is not simply written off. The carrier will most likely seek reimbursement from the bonded person, the notary themself.

A notary bond protects the public. Who protects the notary? Insurance coverage is available to provide this protection – it’s called Notary Public Errors and Omissions and may also be obtained for a nominal fee from insurance carriers.

Fresh Cauliflowers Grown In Raised Beds

General September 28th, 2009

My aim is to use the minimum varieties of seeds to get the longest possible growing season from any type of vegetable. This year I’m going to try two types of Cauliflower. Cauliflower Snowball A and Cauliflower All The Year Round. This should give me fresh cauliflowers from late June to early November, may be later if I grow some in my Hydroponic systems.

 

 

 

Gardeners grow cauliflowers for their central white heads (curds) and depending on your location could be grown all year round. Growing Cauliflowers in Square Foot Gardens can take up quite a bit of space and a fairly long time to mature (20-26 weeks) so they may be not be a useful crop for those with smaller gardens

 

 

 

To increase the yield of my garden, I’m going to sow my cauliflowers in “root trainers”. I will then transplant them as late as possible when I have free squares available.

 

 

 

Cauliflower seeds should be sown at a depth of 1/2 cm in individual seedling pots / trays. After germination the seedlings should be placed in a well-lit spot at around 60 deg F. The seedlings should be ready for transplanting about 6 weeks after sowing. Remember to harden of for a week before planting out. You should plant one seedling per square.

 

 

 

Cauliflowers are a cool weather crop, so during hot spells cover the head with the newspaper.

 

 

 

Cabbage Root Fly can seriously damage your crop. A simple way to protect your cauliflowers is to use Root Fly discs. These disc are put around the base of the plants, which makes the task of laying eggs in the root system more difficult.

 

 

Start sowing a few cauliflower seeds every week from early February, until late march to have fresh vegetables from June until October.

 

Wetsuits Empower My New Passion

General September 28th, 2009

After a recent trip I’ve decided to buy a wetsuit. I went on a diving adventure and have become obsessed with it. I completely love the feeling of being in the water with the fish. I’m still a bit nervous about the sharks but that is only something that can be mastered with experience.

I’m inclined to buying a xterra wetsuit . They came highly recommended by the teacher and the guides on the trips I went on. Come to think of it that was the most common wetsuit worn from what I can remember. There must be something to them.

I hear there are wetsuits containing merino wool and titanium threads. These suits are meant to help retain more body heat. I understand that wool is great at keeping you warm even when wet but I am skeptical about the validity of using titanium. I imagine they are also are also more expensive than a plain neoprene wetsuit. I really dig the thought of the extra heat. Not being a big fan of the cold every bit of warmth counts.

So my quest starts to find cheap wetsuits at a wetsuit outlet. The thing is to figure out what size is going to be the right fit. I’d hate to get one and then find out that it rubs me viciously at 100 meters. Now that would suck. I can imagine that there is only so much you can decide before hand and the only true test is to get 1 and get scuba diving.

Jersey, Channel Islands & Douglas, Isle Of Man Climate & Average Weather Measurements

General September 28th, 2009

Jersey, Channel Islands

In Jersey, Channel Islands the average temperature is 11.29C (52.325F). 4.00C (39.20F) is the lowest monthly average low temperature (occurring in January & February) while 21.00C (69.80F) is the highest monthly average high temperature which occurs in August. Thus the average temperature range is 11.50C (52.70F). Wet weather in Jersey adds up to a total average rainfall of 880.00mm (34.65in) per annum. That is equivalent to an average monthly rainfall of 73.33mm (2.89in). October, November, December is the month with the highest quantity of precipitation when 115mm (4.53in) of rain falls while in May, June, July only 40mm (1.57in) of rain falls. Jersey’s climate is furnished with 198 days per year with greater than 0.1mm (0.004in) of rainfall. Relative humidity at Jersey, United Kingdom averages 84.25% over the year. 78% is the lowest average monthly relative humidity which occurs in June, July, August, September and 93% is the highest average monthly relative humidity which occurs in February. Jersey’s climate is furnished with 1882 hours of sunshine per year. That is an average of 5.16 hours per day. Daily hours of sunshine range from between 1.8 per day in December to 8.4 per day in June. Get more in depth infomation regarding the Jersey climate at the average weather & climate website. They provide colourful Jersey climate graphs highlighthing all the key characteristics of the climate.

Douglas, Isle Of Man

In Douglas, Isle Of Man the average temperature is 9.50C (49.1F). 2.00C (35.60F) is the lowest monthly average low temperature (occurring in February) while 18.00C (64.40F) is the highest monthly average high temperature which occurs in August. Thus the average temperature range is 10.50C (50.90F). Wet weather in Douglas adds up to a total average rainfall of 1139.00mm (44.84in) per annum. That is equivalent to an average monthly rainfall of 94.92mm (3.74in). December is the month with the highest quantity of precipitation when 128mm (5.04in) of rain falls over a period of 21 days while in April only 63mm (2.48in) of rain falls over 14 days. Douglas’s climate is furnished with 197 days per year with greater than 0.1mm (0.004in) of rainfall. Relative humidity at Douglas averages 82.58333333% over the year. 77% is the lowest average monthly relative humidity which occurs in May and 86% is the highest average monthly relative humidity which occurs in January. Douglas’s climate is furnished with 1584 hours of sunshine per year. That is an average of 4.34 hours per day. Daily hours of sunshine range from between 1.5 per day in December to 7.4 per day in June. Get more in depth infomation regarding the temperature in Douglas by visiting the world climate averages website. They provide colourful Douglas climate graphs highlighthing all the key characteristics of the climate.

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The Value Of Keeping A Secret

General September 27th, 2009

A lot of people don’t understand how to keep a secret, but how many really value the true integrity behind staying true to their word? It becomes a serious matter of the level of values that a person holds. If someone’s values are not aligned with the secret bestowed upon them, then they are most likely going to dishonor the promise of keeping it to themselves. Trust it to a friend and next thing you know, you can download the secret online or it is being marketed to the world online. Maybe consider being a little bit more careful who you share your precious information with next time or you never know where it will end up.

Perfect Vision

It’s hard to have perfect vision all the time and understand the true value of something that is given to you. What is currently your most valued secret could be somebody else’s loose lips. It is ever so hard to value something that you didn’t have to work for in the first place. Maybe you won’t feel the consequences if any damage is done. One day you may realize that perfect vision is something that we all have but we need to understand our own little secret first. And that is our own secret ability to keep true to others with honesty and integrity.

Australian Internet Marketing

Internet marketing is a business that doesn’t have many secrets at all. It is all published there online. It has been shared and shared to death. Australian Internet Marketing is progressing very fast and gaining speed to catch up with their American counterparts. Although most secrets are seemingly well kept, mainly all the tricks are in the marketing itself. Of course, marketing the selling techniques is always going to be the best selling ticket item for internet marketers. But the real secret behind their marketing is keeping the information close to their chest. Even when it isn’t much of a idea at all!

Make sure when you are given a precious secret to keep, that you seriously consider the true value behind it and truly value your word. Treat it like you didn’t have it in the first place and then you wont have a problem with loose lips and sharing your friends confidential information.